HOLM* WORKSHOP SERIES X LH
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HOLM* Fine Line Workshop Series X LH

These Terms & Conditions apply to all workshop participants using a payment plan via Klarna, Clearpay, or any other third-party provider.

By choosing to pay via a payment plan, you agree to the following:

1. Prepayment Requirement

  • A non-refundable prepayment (deposit or first installment) is required to secure your spot on the workshop.
  • The full prepayment must be completed before the course start date.
  • Failure to complete prepayment in time may result in your place being forfeited, with no guarantee of refund.

2. Third-Party Finance Responsibility

  • Klarna and Clearpay are independent payment providers.
  • It is your responsibility to:
    • Ensure you understand their payment schedule and terms.
    • Make all payments on time through your chosen provider.
  • HOLM* and its affiliates are not responsible for any missed payments, declined transactions, or issues between you and the finance provider.

3. Refunds

  • No refunds will be given for payments made through Klarna or Clearpay, including any deposits or completed installment plans.
  • If you are unable to attend due to emergency or illness, a reschedule may be considered, but this is not guaranteed and is at the discretion of the workshop director.
  • Any decision to reschedule does not affect the non-refundable status of your payment.

4. Missed or Late Payments

  • If you miss a scheduled payment, your place in the workshop may be revoked without notice.
  • You may not attend the workshop unless all required payments have been successfully made in advance.

5. Non-Transferability

  • Payment plans and workshop bookings are non-transferable.
  • You cannot sell or pass your place to another person.

6. Agreement

By selecting a payment plan and submitting your deposit, you confirm that:

  • You agree to these Payment Terms & Conditions.
  • You understand that failure to meet payment obligations will result in cancellation without refund.
  • You acknowledge that you are entering a financial agreement separate from HOLM*, and you are fully responsible for completing that agreement in accordance with Klarna’s or Clearpay’s terms.